Sleep Number Minimum Credit Score (2024)

FAQs

What is the credit rating of Sleep Number? ›

Sleep Number Credit Card has a rating of 3.6/5 according to our proprietary credit card rating system.

Credit is extended by Synchrony Bank. ^ For New Accounts: Purchase APR is 29.99%. Minimum interest charge is $2.

Sleep Number has partnered with Synchrony Bank to bring you financing that lets you pay for your bed over time. If you've chosen to finance your Sleep Number^® bed, here's what you can expect in the weeks following your purchase. If you're thinking about financing, review our latest financing offers, and apply here.

No, you cannot use your Sleep Number Credit Card everywhere, as you can only use it for purchases at Sleep Number locations and their online stores. This is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.

First, your bed will get firmer, increasing all the way to 100, the firmest Sleep Number® setting. As the bed gets firmer, relax and pay attention to how your body feels. After reaching the firmest setting, your bed will get softer. Again, pay attention to how your body feels as the bed gets softer.

For instance, Synchrony Bank uses the VantageScore 4.0 scoring model when evaluating credit card applications.

Manage many of your credit cards issued by Synchrony from the palm of your hand.

If you donate, give, or sell your bed to another person or entity, or otherwise dispose of it, it is your responsibility to immediately deactivate the services and your sleeper profile(s) and notify us by calling (888) 484-9263.

Does Sleep Number accept CareCredit? ›

Is CareCredit accepted at all Sleep Number locations? Yes, you may use your CareCredit credit card in-store at all Sleep Number locations across the United States.

Subject to the terms and exclusions below, Sleep Number Corporation (“Sleep Number”) warrants its bedding collection products against defects in material or workmanship under normal intended use for one year from the date of original purchase.

In our tests, across various firmness settings, the Sleep Number c2 Bed and the more expensive Sleep Number i8 bed Pillowtop both delivered impressive side support and even better back support. And the c2 Bed was more stable, which means less annoying to your mate when you change sleep positions.

According to Sleep Number's latest financial reports the company's total debt is $0.94 B. A company's total debt is the sum of all current and non-current debts.

The score range is 10-100. We consider scores between 60-85 to be pretty great. Scores over 85 are extraordinary. Anything under 60 might mean your sleep needs a little attention.

Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.